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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,960 | $165,381-84.9% | $149,730-83.3% | $158,966-84.3% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 21.29% | 348.29%-327.0pp | 276.70%-255.4pp | 302.95%-281.7pp |
| Employer contribution / active EE | $2,073 | $5,104-59.4% | $4,645-55.4% | $4,762-56.5% |
| Participant deferral / active EE | $6,228 | $7,182-13.3% | $6,843-9.0% | $5,983+4.1% |
| Admin fee / account holder | $612 | $10,809-94.3% | $9,310-93.4% | $11,250-94.6% |