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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,995 | $94,436-64.0% | $115,599-70.6% | $82,637-58.9% |
| Participation rate | 97.4% | 70.4%+27.0pp | 74.3%+23.2pp | 68.1%+29.4pp |
| Annual return | 9.79% | 18.37%-8.6pp | 111.10%-101.3pp | 53.51%-43.7pp |
| Employer contribution / active EE | $1,149 | $2,324-50.5% | $2,955-61.1% | $2,552-55.0% |
| Participant deferral / active EE | $4,011 | $3,955+1.4% | $4,889-18.0% | $4,126-2.8% |
| Admin fee / account holder | $6,338 | $10,328-38.6% | $12,841-50.6% | $7,339-13.6% |