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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,748 | $133,981-80.8% | $112,249-77.1% | $134,532-80.9% |
| Participation rate | 82.4% | 78.6%+3.8pp | 75.1%+7.3pp | 81.2%+1.1pp |
| Annual return | -26.29% | 47.16%-73.4pp | 27.48%-53.8pp | 418.27%-444.6pp |
| Employer contribution / active EE | $4,479 | $4,040+10.9% | $3,636+23.2% | $4,741-5.5% |
| Participant deferral / active EE | $2,821 | $5,292-46.7% | $4,729-40.3% | $6,401-55.9% |
| Admin fee / account holder | $3,226 | $7,492-56.9% | $6,412-49.7% | $11,429-71.8% |