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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,304 | $106,003-92.2% | $92,236-91.0% | $147,585-94.4% |
| Participation rate | 90.0% | 80.4%+9.6pp | 76.5%+13.5pp | 82.8%+7.2pp |
| Annual return | 50.92% | 50.05%+0.9pp | 176.29%-125.4pp | 578.57%-527.7pp |
| Employer contribution / active EE | $4,071 | $4,333-6.1% | $3,679+10.6% | $4,876-16.5% |
| Participant deferral / active EE | $3,003 | $4,478-32.9% | $3,897-22.9% | $5,439-44.8% |
| Admin fee / account holder | $784 | $6,333-87.6% | $5,194-84.9% | $10,885-92.8% |