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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,564 | $96,643-41.5% | $86,617-34.7% | $139,456-59.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 0.00% | 106.57%-106.6pp | 591.91%-591.9pp | 373.45%-373.4pp |
| Employer contribution / active EE | $4,088 | $3,264+25.2% | $3,023+35.2% | $4,753-14.0% |
| Participant deferral / active EE | $8,488 | $4,835+75.5% | $4,437+91.3% | $6,711+26.5% |
| Admin fee / account holder | $20,055 | $6,406+213.1% | $5,613+257.3% | $11,407+75.8% |