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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,161 | $58,927-60.7% | $76,823-69.9% | $72,983-68.3% |
| Participation rate | 93.8% | 67.3%+26.4pp | 72.1%+21.7pp | 69.5%+24.3pp |
| Annual return | 22.97% | 2305.64%-2282.7pp | 1166.42%-1143.5pp | 81.01%-58.0pp |
| Employer contribution / active EE | $1,136 | $1,787-36.4% | $2,302-50.6% | $2,440-53.4% |
| Participant deferral / active EE | $4,328 | $2,690+60.9% | $3,336+29.8% | $3,608+20.0% |
| Admin fee / account holder | $1,086 | $4,013-72.9% | $6,422-83.1% | $5,124-78.8% |