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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,826 | $127,790-2.3% | $106,555+17.1% | $167,536-25.5% |
| Participation rate | 50.0% | 78.3%-28.3pp | 76.1%-26.1pp | 82.1%-32.1pp |
| Annual return | 18.30% | 33.88%-15.6pp | 26.80%-8.5pp | 478.82%-460.5pp |
| Employer contribution / active EE | $3,263 | $3,428-4.8% | $2,819+15.7% | $4,839-32.6% |
| Participant deferral / active EE | $8,663 | $5,088+70.2% | $4,399+96.9% | $6,342+36.6% |
| Admin fee / account holder | $18,209 | $11,229+62.2% | $7,408+145.8% | $12,315+47.9% |