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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,962 | $63,703-31.0% | $93,063-52.8% | $82,448-46.7% |
| Participation rate | 84.8% | 63.8%+21.0pp | 72.1%+12.7pp | 68.1%+16.8pp |
| Annual return | 15.46% | -775.43%+790.9pp | 34.15%-18.7pp | 41.64%-26.2pp |
| Employer contribution / active EE | $2,105 | $1,729+21.8% | $2,476-15.0% | $2,551-17.5% |
| Participant deferral / active EE | $2,001 | $2,919-31.4% | $3,958-49.4% | $4,139-51.6% |
| Admin fee / account holder | $5,134 | $5,982-14.2% | $6,033-14.9% | $7,234-29.0% |