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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,823 | $175,231+189.2% | $149,696+238.6% | $139,466+263.4% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 18.03% | 166.77%-148.7pp | 134.46%-116.4pp | 373.66%-355.6pp |
| Employer contribution / active EE | $26,217 | $5,478+378.6% | $4,821+443.8% | $4,754+451.5% |
| Participant deferral / active EE | $14,150 | $6,521+117.0% | $5,682+149.0% | $6,712+110.8% |
| Admin fee / account holder | $1,886 | $16,155-88.3% | $13,212-85.7% | $11,409-83.5% |