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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $628,268 | $217,432+188.9% | $185,849+238.1% | $167,536+275.0% |
| Participation rate | 50.0% | 86.1%-36.1pp | 81.7%-31.7pp | 82.1%-32.1pp |
| Annual return | 5.60% | 148.42%-142.8pp | 122.10%-116.5pp | 478.82%-473.2pp |
| Employer contribution / active EE | $19,250 | $5,875+227.7% | $5,169+272.4% | $4,839+297.8% |
| Participant deferral / active EE | $11,375 | $6,357+78.9% | $5,569+104.3% | $6,342+79.4% |
| Admin fee / account holder | $265 | $19,818-98.7% | $16,244-98.4% | $12,315-97.8% |