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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,401 | $183,539+255.5% | $155,556+319.4% | $145,897+347.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 26.98% | 61.31%-34.3pp | 64.84%-37.9pp | 552.29%-525.3pp |
| Employer contribution / active EE | $35,601 | $5,315+569.8% | $4,675+661.4% | $4,663+663.5% |
| Participant deferral / active EE | $14,359 | $6,467+122.0% | $5,631+155.0% | $6,689+114.7% |
| Admin fee / account holder | $143,070 | $19,275+642.3% | $15,885+800.7% | $13,390+968.5% |