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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,052 | $138,114+1.4% | $125,391+11.7% | $134,545+4.1% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -7.35% | 750.88%-758.2pp | 572.41%-579.8pp | 418.37%-425.7pp |
| Employer contribution / active EE | $822 | $5,246-84.3% | $4,816-82.9% | $4,742-82.7% |
| Participant deferral / active EE | $8,217 | $7,801+5.3% | $7,448+10.3% | $6,401+28.4% |
| Admin fee / account holder | $2,531 | $11,570-78.1% | $10,009-74.7% | $11,431-77.9% |