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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,899 | $165,361+6.4% | $149,715+17.5% | $158,950+10.7% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | -0.41% | 348.24%-348.6pp | 276.66%-277.1pp | 302.91%-303.3pp |
| Employer contribution / active EE | $528 | $5,103-89.6% | $4,645-88.6% | $4,762-88.9% |
| Participant deferral / active EE | $6,642 | $7,182-7.5% | $6,842-2.9% | $5,983+11.0% |
| Admin fee / account holder | $871 | $10,808-91.9% | $9,310-90.6% | $11,248-92.3% |