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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,899 | $165,399+6.3% | $149,745+17.5% | $158,982+10.6% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | -0.41% | 348.34%-348.7pp | 276.72%-277.1pp | 302.99%-303.4pp |
| Employer contribution / active EE | $528 | $5,105-89.6% | $4,646-88.6% | $4,763-88.9% |
| Participant deferral / active EE | $6,642 | $7,183-7.5% | $6,843-2.9% | $5,983+11.0% |
| Admin fee / account holder | $871 | $10,811-91.9% | $9,312-90.6% | $11,252-92.3% |