Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,531 | $90,486-88.4% | $78,676-86.6% | $273,972-96.2% |
| Participation rate | 56.5% | 76.5%-20.0pp | 73.6%-17.0pp | 83.0%-26.5pp |
| Annual return | 10.00% | 75.62%-65.6pp | 62.19%-52.2pp | 41.46%-31.5pp |
| Employer contribution / active EE | $509 | $3,175-84.0% | $2,850-82.1% | $4,869-89.5% |
| Participant deferral / active EE | $2,073 | $3,901-46.9% | $3,517-41.1% | $5,287-60.8% |
| Admin fee / account holder | $418 | $5,263-92.1% | $4,510-90.7% | $10,133-95.9% |