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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,816 | $112,112+97.0% | $95,956+130.1% | $158,950+38.9% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 1.51% | 171.15%-169.6pp | 91.63%-90.1pp | 302.91%-301.4pp |
| Employer contribution / active EE | $1,257 | $3,199-60.7% | $2,541-50.5% | $4,762-73.6% |
| Participant deferral / active EE | $7,518 | $4,784+57.2% | $4,167+80.4% | $5,983+25.7% |
| Admin fee / account holder | $4,621 | $10,134-54.4% | $6,797-32.0% | $11,248-58.9% |