Filed November 16, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,469 | $47,180-54.5% | $149,723-85.7% | $74,473-71.2% |
| Participation rate | 34.6% | 63.4%-28.8pp | 78.8%-44.2pp | 70.7%-36.1pp |
| Annual return | 13.59% | 22.75%-9.2pp | 134.50%-120.9pp | 34.36%-20.8pp |
| Employer contribution / active EE | $518 | $1,907-72.9% | $4,821-89.3% | $2,638-80.4% |
| Participant deferral / active EE | $863 | $2,730-68.4% | $5,682-84.8% | $4,530-81.0% |
| Admin fee / account holder | $2,597 | $343+657.0% | $13,215-80.3% | $347+648.3% |