Filed November 16, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,642 | $50,860-53.5% | $155,574-84.8% | $77,714-69.6% |
| Participation rate | 35.8% | 63.1%-27.3pp | 78.2%-42.4pp | 70.6%-34.8pp |
| Annual return | 10.19% | 34.86%-24.7pp | 64.87%-54.7pp | 31.26%-21.1pp |
| Employer contribution / active EE | $563 | $1,991-71.7% | $4,676-87.9% | $2,727-79.3% |
| Participant deferral / active EE | $935 | $2,825-66.9% | $5,629-83.4% | $4,649-79.9% |
| Admin fee / account holder | $1,689 | $436+287.0% | $15,914-89.4% | $433+289.8% |