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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,730 | $106,247-48.5% | $96,515-43.3% | $139,466-60.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.05% | 38.47%-17.4pp | 35.73%-14.7pp | 373.66%-352.6pp |
| Employer contribution / active EE | $4,653 | $4,106+13.3% | $3,740+24.4% | $4,754-2.1% |
| Participant deferral / active EE | $12,137 | $5,456+122.5% | $4,880+148.7% | $6,712+80.8% |
| Admin fee / account holder | $495 | $7,885-93.7% | $6,735-92.6% | $11,409-95.7% |