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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,013 | $75,832-64.4% | $147,617-81.7% | $59,633-54.7% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | 0.25% | 0.37%-0.1pp | 61.98%-61.7pp | 2041.45%-2041.2pp |
| Employer contribution / active EE | $3,761 | $3,485+7.9% | $5,564-32.4% | $2,203+70.7% |
| Participant deferral / active EE | $2,831 | $3,131-9.6% | $4,895-42.2% | $3,192-11.3% |
| Admin fee / account holder | $754 | $5,986-87.4% | $11,612-93.5% | $4,297-82.5% |