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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,603 | $85,171-27.7% | $172,752-64.3% | $72,975-15.6% |
| Participation rate | 68.0% | 70.1%-2.1pp | 82.6%-14.6pp | 69.5%-1.5pp |
| Annual return | 22.20% | 27.32%-5.1pp | 802.97%-780.8pp | 81.01%-58.8pp |
| Employer contribution / active EE | $1,343 | $3,324-59.6% | $5,144-73.9% | $2,440-45.0% |
| Participant deferral / active EE | $3,628 | $3,260+11.3% | $5,198-30.2% | $3,608+0.6% |
| Admin fee / account holder | $17,713 | $5,880+201.2% | $13,955+26.9% | $5,124+245.7% |