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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,207 | $84,236-27.3% | $170,435-64.1% | $70,126-12.7% |
| Participation rate | 67.9% | 70.8%-3.0pp | 83.6%-15.7pp | 69.5%-1.7pp |
| Annual return | 21.95% | 23.06%-1.1pp | 205.94%-184.0pp | 73.15%-51.2pp |
| Employer contribution / active EE | $1,337 | $3,387-60.5% | $5,432-75.4% | $2,343-42.9% |
| Participant deferral / active EE | $4,203 | $3,086+36.2% | $4,939-14.9% | $3,332+26.1% |
| Admin fee / account holder | $2,840 | $5,698-50.2% | $13,881-79.5% | $4,645-38.9% |