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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,686 | $183,592-44.6% | $155,574-34.6% | $145,877-30.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.05% | 61.37%-46.3pp | 64.87%-49.8pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,904 | $5,317-64.2% | $4,676-59.3% | $4,663-59.2% |
| Participant deferral / active EE | $6,255 | $6,466-3.3% | $5,629+11.1% | $6,691-6.5% |
| Admin fee / account holder | $17,325 | $19,316-10.3% | $15,914+8.9% | $13,402+29.3% |