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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,423 | $100,938-36.2% | $90,461-28.8% | $158,982-59.5% |
| Participation rate | 64.7% | 75.0%-10.3pp | 72.7%-8.0pp | 82.0%-17.3pp |
| Annual return | 12.26% | 1727.20%-1714.9pp | 1294.76%-1282.5pp | 302.99%-290.7pp |
| Employer contribution / active EE | $560 | $3,691-84.8% | $3,264-82.8% | $4,763-88.2% |
| Participant deferral / active EE | $764 | $4,350-82.4% | $3,964-80.7% | $5,983-87.2% |
| Admin fee / account holder | $4,099 | $6,510-37.0% | $5,617-27.0% | $11,252-63.6% |