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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,078 | $103,000-50.4% | $90,300-43.4% | $152,885-66.6% |
| Participation rate | 61.1% | 75.9%-14.8pp | 73.3%-12.2pp | 82.5%-21.3pp |
| Annual return | 19.94% | 95.19%-75.3pp | 78.11%-58.2pp | 345.39%-325.5pp |
| Employer contribution / active EE | $900 | $3,138-71.3% | $2,854-68.5% | $4,763-81.1% |
| Participant deferral / active EE | $1,188 | $4,281-72.3% | $3,884-69.4% | $5,851-79.7% |
| Admin fee / account holder | $27 | $6,173-99.6% | $5,353-99.5% | $11,598-99.8% |