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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,232 | $157,304-56.6% | $141,197-51.7% | $152,909-55.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.96% | 64.34%-40.4pp | 71.41%-47.4pp | 345.46%-321.5pp |
| Employer contribution / active EE | $7,216 | $5,263+37.1% | $4,736+52.4% | $4,764+51.5% |
| Participant deferral / active EE | $3,385 | $7,111-52.4% | $6,710-49.6% | $5,851-42.2% |
| Admin fee / account holder | $2,857 | $12,126-76.4% | $10,265-72.2% | $11,601-75.4% |