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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,565 | $138,076-59.8% | $123,553-55.0% | $135,380-59.0% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -6.74% | 153.70%-160.4pp | 119.21%-125.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $4,078 | $5,152-20.9% | $4,628-11.9% | $4,779-14.7% |
| Participant deferral / active EE | $4,159 | $6,800-38.8% | $6,426-35.3% | $5,609-25.9% |
| Admin fee / account holder | $1,236 | $10,917-88.7% | $9,284-86.7% | $10,828-88.6% |