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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,007 | $755,339-70.6% | $379,746-41.5% | $158,982+39.6% |
| Participation rate | 88.2% | 81.8%+6.5pp | 78.4%+9.8pp | 82.0%+6.3pp |
| Annual return | 19.11% | 53.41%-34.3pp | 34.90%-15.8pp | 302.99%-283.9pp |
| Employer contribution / active EE | $5,005 | $4,685+6.8% | $3,540+41.4% | $4,763+5.1% |
| Participant deferral / active EE | $0 | $7,938-100.0% | $6,024-100.0% | $5,983-100.0% |
| Admin fee / account holder | $2,957 | $14,482-79.6% | $7,927-62.7% | $11,252-73.7% |