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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,635 | $817,678-76.1% | $392,568-50.2% | $152,909+27.9% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.1%+9.4pp | 82.5%+5.0pp |
| Annual return | 29.52% | 22.84%+6.7pp | 24.42%+5.1pp | 345.46%-315.9pp |
| Employer contribution / active EE | $5,849 | $5,502+6.3% | $3,783+54.6% | $4,764+22.8% |
| Participant deferral / active EE | $0 | $8,398-100.0% | $5,985-100.0% | $5,851-100.0% |
| Admin fee / account holder | $6,095 | $12,095-49.6% | $6,260-2.6% | $11,601-47.5% |