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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,344 | $171,867+38.1% | $149,721+58.5% | $147,586+60.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 18.54% | 2113.36%-2094.8pp | 1501.67%-1483.1pp | 578.59%-560.1pp |
| Employer contribution / active EE | $17,294 | $6,275+175.6% | $5,444+217.7% | $4,876+254.7% |
| Participant deferral / active EE | $16,424 | $7,270+125.9% | $6,568+150.1% | $5,439+202.0% |
| Admin fee / account holder | $24,059 | $13,799+74.3% | $11,282+113.2% | $10,886+121.0% |