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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,106 | $166,089-26.5% | $164,928-26.0% | $145,978-16.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.73% | 100.26%-89.5pp | 70.08%-59.3pp | 550.52%-539.8pp |
| Employer contribution / active EE | $3,457 | $5,276-34.5% | $4,343-20.4% | $4,662-25.8% |
| Participant deferral / active EE | $11,872 | $6,961+70.5% | $6,034+96.8% | $6,690+77.5% |
| Admin fee / account holder | $2,720 | $16,641-83.7% | $12,684-78.6% | $13,400-79.7% |