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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,939 | $114,093+55.1% | $96,171+84.0% | $167,536+5.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 15.67% | 190.00%-174.3pp | 192.04%-176.4pp | 478.82%-463.2pp |
| Employer contribution / active EE | $13,891 | $3,429+305.0% | $2,799+396.3% | $4,839+187.1% |
| Participant deferral / active EE | $10,884 | $5,197+109.4% | $4,350+150.2% | $6,342+71.6% |
| Admin fee / account holder | $6,099 | $6,899-11.6% | $5,538+10.1% | $12,315-50.5% |