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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,207 | $93,064+3.4% | $74,577+29.0% | $273,972-64.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 8.62% | 26.18%-17.6pp | 20.47%-11.9pp | 41.46%-32.8pp |
| Employer contribution / active EE | $10,737 | $3,160+239.8% | $2,525+325.2% | $4,869+120.5% |
| Participant deferral / active EE | $14,056 | $4,160+237.8% | $3,458+306.5% | $5,287+165.8% |
| Admin fee / account holder | $429 | $5,273-91.9% | $4,138-89.6% | $10,133-95.8% |