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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,903 | $89,367-65.4% | $141,191-78.1% | $72,975-57.7% |
| Participation rate | 87.8% | 75.1%+12.7pp | 82.5%+5.3pp | 69.5%+18.3pp |
| Annual return | 27.96% | 111.87%-83.9pp | 71.41%-43.4pp | 81.01%-53.1pp |
| Employer contribution / active EE | $2,201 | $3,115-29.3% | $4,736-53.5% | $2,440-9.8% |
| Participant deferral / active EE | $3,572 | $5,419-34.1% | $6,710-46.8% | $3,608-1.0% |
| Admin fee / account holder | $2,516 | $5,957-57.8% | $10,264-75.5% | $5,124-50.9% |