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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,615 | $176,077+27.6% | $159,455+40.9% | $167,518+34.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.58% | 331.83%-319.3pp | 263.63%-251.0pp | 478.71%-466.1pp |
| Employer contribution / active EE | $28,583 | $5,298+439.5% | $4,830+491.8% | $4,838+490.7% |
| Participant deferral / active EE | $17,333 | $7,751+123.6% | $7,353+135.7% | $6,342+173.3% |
| Admin fee / account holder | $937 | $12,556-92.5% | $10,800-91.3% | $12,312-92.4% |