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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,368 | $156,398+106.8% | $147,318+119.5% | $138,895+132.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.42% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $1,560 | $4,853-67.9% | $4,593-66.0% | $4,194-62.8% |
| Participant deferral / active EE | $3,430 | $8,237-58.4% | $7,906-56.6% | $6,396-46.4% |
| Admin fee / account holder | $1,537 | $14,976-89.7% | $13,708-88.8% | $12,562-87.8% |