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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,138 | $95,601-53.8% | $77,183-42.8% | $139,456-68.4% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 21.60% | 54.96%-33.4pp | 37.89%-16.3pp | 373.45%-351.9pp |
| Employer contribution / active EE | $2,719 | $3,145-13.6% | $2,534+7.3% | $4,753-42.8% |
| Participant deferral / active EE | $7,594 | $4,623+64.3% | $3,833+98.1% | $6,711+13.2% |
| Admin fee / account holder | $417 | $8,302-95.0% | $5,475-92.4% | $11,407-96.3% |