Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL8 years Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $14,343 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $4,253 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,169 | $77,920-33.0% | $149,723-65.2% | $75,177-30.6% |
| Participation rate | 19.2% | 65.6%-46.4pp | 78.8%-59.5pp | 67.2%-48.0pp |
| Annual return | 12.67% | 31.72%-19.1pp | 134.50%-121.8pp | 160.75%-148.1pp |
| Employer contribution / active EE | $1,529 | $3,138-51.3% | $4,821-68.3% | $2,671-42.8% |
| Participant deferral / active EE | $6,021 | $3,411+76.5% | $5,682+6.0% | $4,126+45.9% |
| Admin fee / account holder | $81 | $5,951-98.6% | $13,215-99.4% | $5,651-98.6% |