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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,635 | $148,629-44.4% | $135,982-39.2% | $139,487-40.8% |
| Participation rate | 70.8% | 83.9%-13.0pp | 81.9%-11.1pp | 80.3%-9.5pp |
| Annual return | 16.70% | 79.33%-62.6pp | 68.32%-51.6pp | 373.84%-357.1pp |
| Employer contribution / active EE | $3,736 | $5,247-28.8% | $4,859-23.1% | $4,755-21.4% |
| Participant deferral / active EE | $7,004 | $8,102-13.6% | $7,760-9.7% | $6,713+4.3% |
| Admin fee / account holder | $1,214 | $12,406-90.2% | $10,767-88.7% | $11,407-89.4% |