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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,785 | $138,114-41.5% | $125,391-35.6% | $134,545-40.0% |
| Participation rate | 73.9% | 84.5%-10.6pp | 82.4%-8.5pp | 81.2%-7.3pp |
| Annual return | -15.95% | 750.88%-766.8pp | 572.41%-588.4pp | 418.37%-434.3pp |
| Employer contribution / active EE | $3,226 | $5,246-38.5% | $4,816-33.0% | $4,742-32.0% |
| Participant deferral / active EE | $5,654 | $7,801-27.5% | $7,448-24.1% | $6,401-11.7% |
| Admin fee / account holder | $1,080 | $11,570-90.7% | $10,009-89.2% | $11,431-90.5% |