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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,307 | $196,972-26.7% | $182,262-20.8% | $198,609-27.3% |
| Participation rate | 94.1% | 85.7%+8.4pp | 84.2%+9.9pp | 82.4%+11.7pp |
| Annual return | 15.35% | 158.27%-142.9pp | 140.60%-125.3pp | 202.70%-187.4pp |
| Employer contribution / active EE | $4,407 | $5,364-17.8% | $5,046-12.7% | $5,055-12.8% |
| Participant deferral / active EE | $9,477 | $8,643+9.7% | $8,276+14.5% | $6,977+35.8% |
| Admin fee / account holder | $1,209 | $18,429-93.4% | $16,712-92.8% | $19,030-93.6% |