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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,307 | $162,136-11.0% | $152,301-5.2% | $154,746-6.7% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 15.35% | 91.02%-75.7pp | 80.50%-65.2pp | 172.34%-157.0pp |
| Employer contribution / active EE | $4,407 | $4,890-9.9% | $4,624-4.7% | $4,379+0.6% |
| Participant deferral / active EE | $9,477 | $8,341+13.6% | $8,004+18.4% | $6,730+40.8% |
| Admin fee / account holder | $1,209 | $15,759-92.3% | $14,398-91.6% | $14,365-91.6% |