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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,976 | $61,596+68.8% | - | $134,545-22.7% |
| Participation rate | 88.9% | 67.3%+21.6pp | - | 81.2%+7.7pp |
| Annual return | -7.66% | -10.55%+2.9pp | - | 418.37%-426.0pp |
| Employer contribution / active EE | $2,704 | $2,755-1.8% | - | $4,742-43.0% |
| Participant deferral / active EE | $6,585 | $4,151+58.7% | - | $6,401+2.9% |
| Admin fee / account holder | $1,258 | $4,137-69.6% | - | $11,431-89.0% |