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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,700 | $135,956-79.6% | $123,894-77.6% | $273,972-89.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.44% | 56.63%-46.2pp | 47.52%-37.1pp | 41.46%-31.0pp |
| Employer contribution / active EE | $2,877 | $5,170-44.3% | $4,617-37.7% | $4,869-40.9% |
| Participant deferral / active EE | $5,803 | $6,343-8.5% | $5,984-3.0% | $5,287+9.8% |
| Admin fee / account holder | $1,480 | $9,817-84.9% | $8,357-82.3% | $10,133-85.4% |