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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,667 | $202,463+97.4% | $169,397+135.9% | $139,487+186.5% |
| Participation rate | 80.0% | 81.1%-1.1pp | 77.2%+2.8pp | 80.3%-0.3pp |
| Annual return | 22.85% | 532.64%-509.8pp | 406.23%-383.4pp | 373.84%-351.0pp |
| Employer contribution / active EE | $0 | $4,694-100.0% | $4,013-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $21,842 | $6,941+214.7% | $6,223+251.0% | $6,713+225.4% |
| Admin fee / account holder | $2,106 | $10,726-80.4% | $9,017-76.6% | $11,407-81.5% |