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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,822 | $190,916+60.7% | $160,037+91.7% | $134,545+128.0% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.0%+3.8pp | 81.2%+0.6pp |
| Annual return | -20.41% | 552.79%-573.2pp | 408.95%-429.4pp | 418.37%-438.8pp |
| Employer contribution / active EE | $0 | $4,996-100.0% | $4,226-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $14,618 | $6,925+111.1% | $6,184+136.4% | $6,401+128.4% |
| Admin fee / account holder | $7,618 | $10,497-27.4% | $8,716-12.6% | $11,431-33.4% |