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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,034 | $112,112-19.7% | $95,956-6.2% | $158,950-43.4% |
| Participation rate | 94.4% | 79.0%+15.5pp | 77.1%+17.4pp | 82.0%+12.5pp |
| Annual return | 15.73% | 171.15%-155.4pp | 91.63%-75.9pp | 302.91%-287.2pp |
| Employer contribution / active EE | $2,127 | $3,199-33.5% | $2,541-16.3% | $4,762-55.3% |
| Participant deferral / active EE | $3,773 | $4,784-21.1% | $4,167-9.4% | $5,983-36.9% |
| Admin fee / account holder | $381 | $10,134-96.2% | $6,797-94.4% | $11,248-96.6% |