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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,799 | $73,955-52.9% | $96,520-63.9% | $75,181-53.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 12.63% | 26.72%-14.1pp | 35.72%-23.1pp | 160.69%-148.1pp |
| Employer contribution / active EE | $3,795 | $2,930+29.5% | $3,739+1.5% | $2,671+42.1% |
| Participant deferral / active EE | $3,497 | $3,659-4.4% | $4,879-28.3% | $4,126-15.2% |
| Admin fee / account holder | $950 | $5,217-81.8% | $6,733-85.9% | $5,650-83.2% |