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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,179 | $217,432-81.5% | $185,851-78.4% | $167,553-76.0% |
| Participation rate | 71.4% | 86.1%-14.6pp | 81.7%-10.3pp | 82.1%-10.7pp |
| Annual return | 11.31% | 148.43%-137.1pp | 122.11%-110.8pp | 478.89%-467.6pp |
| Employer contribution / active EE | $7,057 | $5,874+20.1% | $5,168+36.5% | $4,840+45.8% |
| Participant deferral / active EE | $3,786 | $6,357-40.4% | $5,569-32.0% | $6,343-40.3% |
| Admin fee / account holder | $628 | $19,820-96.8% | $16,245-96.1% | $12,316-94.9% |