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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,179 | $217,427-81.5% | $185,837-78.4% | $167,518-76.0% |
| Participation rate | 71.4% | 86.0%-14.6pp | 81.7%-10.3pp | 82.1%-10.7pp |
| Annual return | 11.31% | 148.39%-137.1pp | 122.08%-110.8pp | 478.71%-467.4pp |
| Employer contribution / active EE | $7,057 | $5,874+20.1% | $5,168+36.6% | $4,838+45.9% |
| Participant deferral / active EE | $3,786 | $6,357-40.4% | $5,568-32.0% | $6,342-40.3% |
| Admin fee / account holder | $628 | $19,816-96.8% | $16,241-96.1% | $12,312-94.9% |