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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,356 | $209,428-87.4% | $178,498-85.2% | $158,950-83.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.39% | 188.78%-167.4pp | 151.09%-129.7pp | 302.91%-281.5pp |
| Employer contribution / active EE | $1,280 | $5,707-77.6% | $5,011-74.4% | $4,762-73.1% |
| Participant deferral / active EE | $11,700 | $5,955+96.5% | $5,202+124.9% | $5,983+95.6% |
| Admin fee / account holder | $404 | $17,077-97.6% | $13,985-97.1% | $11,248-96.4% |