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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,200 | $168,635-69.6% | $147,617-65.3% | $125,389-59.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.10% | 77.65%-82.8pp | 61.98%-67.1pp | 282.24%-287.3pp |
| Employer contribution / active EE | $5,296 | $6,252-15.3% | $5,564-4.8% | $4,866+8.8% |
| Participant deferral / active EE | $5,837 | $5,507+6.0% | $4,895+19.2% | $5,352+9.1% |
| Admin fee / account holder | $1,678 | $13,580-87.6% | $11,612-85.5% | $9,541-82.4% |