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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,324 | $165,939-95.0% | $122,354-93.2% | $147,586-94.4% |
| Participation rate | 33.3% | 79.6%-46.2pp | 71.6%-38.3pp | 82.8%-49.5pp |
| Annual return | 2.61% | 34.56%-31.9pp | 30.28%-27.7pp | 578.59%-576.0pp |
| Employer contribution / active EE | $802 | $5,754-86.1% | $4,051-80.2% | $4,876-83.6% |
| Participant deferral / active EE | $654 | $4,005-83.7% | $3,287-80.1% | $5,439-88.0% |
| Admin fee / account holder | $0 | $7,425-100.0% | $5,479-100.0% | $10,886-100.0% |